Real-time transaction authorization via an online connection to your host computer or processor ensures outstanding transaction processing speed and maximizes risk management.

Alternative transaction authorization methods, such as a batch balance refresh file, cardholder limits file, negative file, and others, are also available to suit your processing needs.

Digital frame relay technology allows Fiserv deposit account processing clients to avoid paying for separate phone lines for EFT services.

Gateway access and switching to all national and regional networks provides limitless access.

All network revenue/fees are passed through to our clients.

Accommodations for POS and EBT (electronic benefits transfer) networks are available.

A wide variety of the most popular makes and models of ATMs is supported.

Popular features such as postage stamp, coupon, and ticket dispensing are available.

Dialup ATMs are supported as an economical solution for low volume locations.

ATM surcharging options are available to generate fee income.

Non-stop monitoring and diagnostics provide timely warnings of any trouble with your ATMs.

Complete card design and production, storage, and inventory control are available from a convenient single source.

A wide variety of features include card activation, generation of fees, and card/PIN reissue or replacement at the card expiration date.

Comprehensive card management reporting.

ATM and POS transaction and G/L entries are electronically posted.

Daily transaction and fee settlement of all your network relationships is fully consolidated at a single point in time.

Adjustment information is available online.

Comprehensive transactions, settlement, and balancing reports can be accessed via our secure Internet page or through your host or deposit account processor system.

Numerous backup support systems provide exceptional reliability.

Layers of security against fraudulent or stolen cards include card verification support, address verification service, card activation, hot card broadcast maintenance, and advanced neural network fraud detection technology.