Long experience, strong leadership. One of the fastest-growing and most technologically advanced EFT providers in

the United States, Fiserv EFT draws on more than 30 years of experience in developing state-of-the-art technology and products. We currently provide full ATM (automated teller machine) and POS (point-of-sale) services to financial institutions in all 50 states. We support thousands of ATMs and process transactions in the tens of millions each month.

A robust, high-performance technological environment. Our choice of hardware, software, and supporting services provides our clients the most reliable EFT products and services available. For example, we use Hewlett Packard (HP) NonStop^TM hardware platforms and BASE24 software from ACI Worldwide^TM, unquestionably the leading hardware and software for EFT services. And to maximize system availability and efficiency, we employ industry-standard automated monitoring tools from Gasper Corporation and SunGard business continuity (disaster recovery) services.

We do it all. Our EFT services include complete regional and national ATM and POS network access. You can select from alternative transaction authorization methods, ATM driving and monitoring, debit processing, plastic card management, and settlement. Our offerings include ATM cards, Visa and MasterCard debit cards, non-stop ATM monitoring, and after-hours hot card support.